The owner's workbench

Put the numbers on paper.

13 practical tools for the money decisions owners make. No guesswork hidden behind a result.

  • Pricing

    Gross margin

    See the share of each sale you keep after direct costs.

    About 1 min

    Open
  • Pricing

    Markup & margin

    Turn a markup into a margin, or a target margin into a price.

    About 1 min

    Open
  • Value

    Valuation estimator

    Get a starting value range for your business.

    About 3 min

    Open
  • Cash

    Cash flow scorecard

    See where cash gets tight and what to fix first.

    About 3 min

    Open
  • Hiring

    Employee cost

    See the full yearly cost of one hire, beyond the wage.

    About 2 min

    Open
  • Profit

    Break-even

    Find the sales you need to cover your costs.

    About 2 min

    Open
  • Health check

    Owner Scorecard

    Score 13 areas and see your weakest one.

    About 5 min

    Open
  • Debt

    Rate-shock test

    See what a rate rise adds to your loan payments.

    About 2 min

    Open
  • Trucking

    Fuel surcharge

    Turn higher fuel into a per-mile or per-trip charge.

    About 2 min

    Open
  • AI

    AI readiness

    Score your data, tools, rules, people and results.

    About 4 min

    Open
  • Trucking

    Cost per mile

    Get your cost per mile and the rate you need.

    About 2 min

    Open
  • Restaurants

    Food cost

    Food cost %, prime cost and a menu price from plate cost.

    About 2 min

    Open
  • Contractors

    Job cost

    Job cost with overhead, your margin and the bid you need.

    About 2 min

    Open

A note on the numbers

Estimates only. Results depend on your inputs.