Funding and financing
Funding and payment costs, handled by a sister organization
Profit Theory is a separate sister organization. It helps owner-operators with business financing (SBA, equipment, acquisitions and working capital) and with payment-processing costs. Owner Track and Profit Theory work together, but they remain two separate organizations.
Know your numbers first
Check margin, cash and break-even before you talk to anyone about money.
Use the free calculators →Build a lender-ready package
Clear financials, a cash forecast and a plain use of funds make a request easier to review.
Compare payment-processing costs
Know your effective rate on card sales so you can compare offers line by line.
Owner Track and Profit Theory are separate sister organizations. Profit Theory is not a lender and may earn referral fees or commissions from the lenders and providers it works with; Owner Track may share in referral revenue. How Profit Theory gets paid: https://profit-theory.com/referral-disclosure. Educational only. No guarantee of approval, rates or savings.