What is a business health check?

A short review of the few numbers that show whether a business can pay its bills, earn a profit after paying the owner, and run without one person.

How is the score calculated?

Each answer earns 0-3 points. Your total is divided by the 39 possible points and shown out of 100.

No. Results are stored only if you create a free account, and never sold.

Is this financial advice?

No. It's an educational self-check. Talk to a licensed professional about your situation.

Free tool / 13 questions

Owner Scorecard: a 5-minute business health check

This free business health check scores five areas owners can act on: cash, margin and pricing, owner pay, people, and owner dependence and sales. One question per screen, about five minutes.

Updated October 26, 2026

Your answers

CashQuestion 1 of 13

Weeks of payroll and fixed bills you could cover from cash today

Under 2 weeks2 to under 5 weeks5 to 8 weeksMore than 8 weeks

Worked example

Illustrative example. Ridgeline Builders Co. is fictional.

Cash6/9 (67%)
Margin and pricing6/9 (67%)
Owner pay3/6 (50%)
People3/6 (50%)
Owner dependence and sales4/9 (44%)

Score = 22 / 39 × 100 = 56 · Working, but fragile

Weakest area: owner dependence and sales (44%).

FAQ

What is a business health check?: A short review of the few numbers that show whether a business can pay its bills, earn a profit after paying the owner, and run without one person.
How is the score calculated?: Each answer earns 0-3 points. Your total is divided by the 39 possible points and shown out of 100.
Is my data shared?: No. Results are stored only if you create a free account, and never sold.
Is this financial advice?: No. It's an educational self-check. Talk to a licensed professional about your situation.